As a supervising parent and driving instructor, you’ve got a lot on your plate. Before your next driving lesson, make sure you don’t get caught out by a simple but costly mistake.
The Quick Check: Is Your Learner Driver Covered?
Many supervising parents assume their car insurance automatically covers a learner driver. This isn’t always true. Every insurance policy is different, and some require you to take a specific action to be fully covered.
- The Problem: Your insurer might deny a claim or charge a massive excess if an accident occurs and you haven’t followed their specific rules.
- The Cost: A simple fender bender could cost you thousands in repairs, turning a small incident into a big financial headache.
4 Essential Tips to Protect Yourself
At Lessons2Drive Driving School, we want your journey to the P-plates to be a smooth and safe one. Here’s how to make sure you’re protected.
- Read Your PDS: Your Product Disclosure Statement is your policy’s rule book. Check the section on “unlisted drivers” or “learner drivers” to see what’s required.
- Call Your Insurer: It’s the best way to be sure. Ask them directly: “What are the rules for my learner driver to be covered?” and “Do I need to add them to the policy?”
- Get It in Writing: Ask them to email you a summary of the rules for your records. This provides proof and peace of mind.
- Know Your Excess: Be aware of the standard excess and any additional excess for young or inexperienced drivers. There should be no surprises if a claim is needed.
Take a few minutes to confirm you have the right coverage. It’s a simple step that ensures your driving lessons are safe, stress-free, and you become a truly confident driver.
Our goal is to prepare you to be a safe and legal driver in the shortest time possible.
Stay safe and legal on the road! Learn more with Lessons2Drive—book your lesson today!
Team Lessons2Drive Driving School